Knowledge Drop
At Penny, we believe the more you know, the further you go. Women told us they needed clearer answers on money and pensions — so we built this resource for you.
Ready to dive in? Whether you want the basics, practical tips, or deeper insights, you’ll find it here. Browse what you need — or read it all. It’s all built to help women get financially confident.
The Fundamentals:
Building your foundation
The biggest risk women face when it comes to money? Running out of money in retirement. Too many work hard, save, and still come up short — realising it too late to fix (but it’s not, promise).
This is where Penny comes in. Because financial security isn’t just about numbers — it starts with mindset, conversations, and confidence.
Money
Mindset
Habits matter (trust us)
How you think about money shapes how you manage it. Most of us pick up financial habits before the age of 7. For many women, that means seeing money as something to worry about (rather than something to own).
Time to flip the script
Saving isn’t a sacrifice — it’s self-care.
Wealth isn’t greedy — it’s freedom.
You deserve financial security — no matter where you’re starting from.
Take the Penny Money Mindset Quiz
Financial
Confidence
Knowledge is power
Knowledge is power (but only if you know how to use it.) Financial literacy means understanding the basics (pensions, investing, debt, and budgeting). We’re here to help you build both knowledge and confidence — because the more you know, the more confident you feel.
Here’s how it works:
Small, jargon-free lessons build confidence.
Taking action — like setting up a pension contribution — proves you can do this.
The more you understand, the more power you have — whether negotiating a salary or choosing an investment.
Try the Penny Fact Find to see where you stand.
Talk the talk
Money talk
Women talk about everything — except money.
And that’s a problem.
The easiest way to improve your financial future? Start talking about it.
Asking for advice becomes normal
Learning from others gets easier
Confidence grows — whether negotiating pay, pensions, or financial products
Book a free clarity call with a Penny advisor.
Lessons:
No-nonsense financial tips
Money doesn’t have to be overwhelming. Penny breaks it down — simple, practical, and no fluff. No matter where you’re starting, you’ll get clear, confident, actionable steps toward financial freedom.
The Research
Insights and advice that’s on the level
Money isn’t just about numbers — it’s about freedom, security, and, let’s be honest, stress.
That’s why we went straight to the source. We spoke to thousands of women across seven global cities to understand their real experiences with pensions, saving, and financial independence.
What follows is a deep dive into the real financial realities women face — from the pay gap that just won’t die to pension poverty that shouldn’t exist.
else first, then me
the real masters
of money
they’re right here
the driving force?
why it shapes women’s financial future?
Ready? Let’s
make it happen.
Your pension should work for you. So let’s make it happen.
A Penny advisor is waiting to give you straight answers and to get you started.
The Penny Story
Or if you’re into reading (who isn’t), read up on why Penny is changing the game.