Finally, the
pension you
asked for
A pension that
works for you
Most pensions weren’t built for women. Penny is. It moves with you — career breaks, job changes, and all. Adjust your contributions anytime, get expert guidance, and stay in control.
Starting at €1 a day
Start with as little as €1. Increase, pause, or adjust contributions as your life changes. Because we know it does.
You’ve got enough on your plate
The setup, the transfers, the energy-draining admin? Yep, we’ve got it covered
A relationship for life
Life shifts, plans change. We’re still here — with support and smart financial advice
No fuss
No jargon. No guesswork. Just a pension that makes sense from day one.
You got the power
More than savings — it’s about freedom. Build financial independence and retire your way with Penny.
Real support
Less talking and more guidance to make *actual* smart financial decisions.
Starting is easy
Start with a proper chat. Get a plan.
Start saving. Simple as that.
Step 01
Book a chat
No pressure, just insights and options to help empower your next move.
Step 02
Get a plan
New pension, consolidation, or top-up? We lay it all out for you.
Step 03
Start saving
No hidden fees, up and running in minutes — and fully digital means less hassle.
Why Penny?
Women retire with less — not because they save less, but because the system is broken. Penny changes that.
Proof we're doing good
Your pension should work for you. So let’s make it happen.
A Penny advisor is waiting to give you straight answers and to get you started.
Good decisions start with good information.
Our Knowledge page breaks down pensions in a way that actually makes sense — so you can plan for a better future.