↑ From the team behind Penny
B Corp Certified
A savings pot for the person they haven't become yet.
Penny Junior is a simple, parent-managed savings account for your child — started in minutes, growing quietly in the background, handed over when they're ready.
Free to open · starting from €100 a month
Set aside for Woolf, aged 6
€2, 500
18 years
of compounding, on average, if you start the day they're born.
a month is all it takes to open and keep a Junior pot growing.
100%
theirs when they come of age — fully portable, no strings.
You don't need a spreadsheet or a financial plan.
Just a few minutes and a standing order that fits your budget.
One
Open the pot
Apply online with your child's details and your ID. One signed form later, we'll confirm your pot is open.
Two
Set a rhythm
Choose a monthly, quarterly or annual amount, drop in lump sums (min. €500) whenever birthdays and bonuses allow.
Three
Hand it over
When they're ready — 18, 21, or whatever milestone you choose — the pot transfers to them, fully theirs.
Same thinking behind Penny's pensions, resized for the smallest members of the family.
Family friendly
Anyone who wants to give your child a head start can open their own pot in your child's name. It's a lovely gift for a birthday, a christening or a good report card, and one that keeps growing.
Parent controlled
You decide the handover age, pause or adjust contributions any time, and see exactly where the money sits — no surprises, no jargon.
Killian - Dad to Woolf (aged 6)
Penny Junior is now live. Click on the link below to set up your child's pot.